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Upstart

Financial Services

Burlingame, California, United States
1,000-5,000 employees
Founded 2012

Upstart operates an AI-powered lending marketplace that connects consumers with 100+ banks and credit unions, which use Upstart's AI models and cloud applications to offer credit products. Its platform covers personal loans, debt consolidation, Cash Line™, short-term relief loans, HELOCs, and automotive retail and refinance lending.

  • Personal loans ($1,000–$75,000)
  • Debt and credit card consolidation loans
  • Cash Line™ (revolving credit line)
  • Short-term relief loans ($200–$2,500)
  • Home equity lines of credit (HELOC, via Upstart Home Lending)
  • Automotive retail and refinance lending

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